Katanya Milenial Itu Boros Banget, Masa Sih?

Sekitarjambi.com – Jakarta, Sepertinya habis nih milenial kita kulitin. Sebenarnya tidak juga sih, saya hanya mencoba menjelaskan beberapa penyebab kenapa generasi milenial yang selama ini dicap boros atau komplen dan tidak pernah bisa punya tabungan dan investasi. Dan hal tersebut ternyata sadar atau tidak sadar ada dalam kehidupan kita sehari-hari.
Penyebab generasi milenial menjadi boros, yaitu beberapa kebiasaan di bawah ini:
Shopping di mall
Shopping online
Nongkrong di Kafe
Perawatan diri/tubuh
Gym, fitness dan hobby lainya
Jajan kopi & boba kekinian
Sudah segitu saja? Belum dong, masih ada beberapa hal dan kebiasaan lagi yang membuat banyak milenial cekak dari sisi keuangan. Apa sajakah?
Makan enak di resto mahal
Mirip dengan nongkrong di kafe-kafe mahal, makan enak di resto mahal sudah menjadi status sosial bagi kalangan milenial. Semua ini dilakukan demi memiliki konten yang harus diposting di akun social media mereka.
Makan di restoran yang mengenakan biaya antara Rp 250.000 sampai Rp 500.000 per orang adalah hal yang biasa. Meskipun sering kali makanan yang ditawarkan belum tentu memenuhi selera lidah dan perut kita.
Yang penting adalah resto mahal, anda yang pertama makan di situ dan bisa foto-foto untuk dimasukkan ke Instagram atau media sosial lainnya.
Yang lebih keren lagi adalah, bila anda makan di resto mahal nan mewah dengan menu steak dan daging mungkin banyak orang masih bisa memaklumi. Tapi saat ini, atas nama masakan Indonesia “naik kelas” berjamuran restoran mahal yang juga menjual masakan Indonesia.
Dan restoran tersebut pun laku dimasuki oleh banyak pengunjung. Jadi jangan kaget kalau anda makan gado-gado di restoran ini seharga Rp 65.000 per porsi sementara di pedagang dekat kantor anda hanya dijual dengan harga Rp 15.000 saja.
Dugem
Dugem ini adalah singkatan dari istilah dunia gemerlap yang artinya adalah berkumpul di malam hari atau keluar malam bersama dengan teman-teman untuk menikmati musik apakah itu musik yang diputarkan oleh DJ atau music yang dimainkan oleh band.
Paketan kegiatan atau akvitas dari dugem ini biasanya bersama juga dengan makan malam atau ngemil malam dan ditutup dengan meminum minuman beralkohol. Nah, minuman beralkohol yang kebanyakan impor dan biasanya dijual dengan harga ratusan ribu rupiah di toko minuman alkohol, di tempat “dugem” ini bisa dijual dengan harga jutaan rupiah.
Meskipun banyak milenial yang minum atau datang ketempat ini dengan cara patungan, tapi apabila sering dilakukan setiap bulannya, tetap akan menguras isi kantong anda.
Gadget terbaru
Ketika bicara barang ini maka orang Indonesia adalah biangnya. Yang hebatnya lagi meskipun barang tersebut belum keluar di Indonesia, anda akan mendapati banyak orang yang sudah memakainya terlebih dahulu, tentu dengan cara menyelundupkan sendiri atau membeli barang selundupan orang, yang sudah pasti harganya sangat mahal dibandingkan harga aslinya.
Hal inipun juga merambah ke generasi milenial. Saya banyak menjumpai milenial yang memaksakan mempunyai HP/Gadget yang harusnya setara dengan satu motor dan saya yakin gaji mereka sebulan pun tidak cukup untuk membeli gadget tersebut.
Rasa tidak mau kalah dan harus selalu up-to-date menyebabkan mereka menjadi konsumtif, boros dan membeli barang-barang tersebut. Padahal sebagai pilihan banyak gadget lain dengan harga yang hanya ½ bahkan ¼ dengna kecanggihan teknologi yang sama atau bahkan lebih baik, hanya saja mereka menggunakan merek lain atau bahkan merek China.
Travelling
Terakhir adalah travelling. Kita sudah sering sekali mendengar banyak bahasan bahwa milenial saat ini lebih cenderung menghabiskan uang mereka untuk mendapatkan “pengalaman” dibandingkan menabung atau investasi membeli assset.
Apalagi hal ini didukung dengan adanya penerbangan murah dan turun dan murahnya harga tiket pesawat (meskipun diduga adanya kartel harga menyebabkan harganya naik lagi). Akibatnya bisa diduga, banyak orang berbondong-bondong mencari tanggal merah, hari kejepit dan lain sebagainya untuk pergi liburan.
Liburan dalam negeri sendiri sudah sering mereka kunjungi, akhirnya liburan keluar negeri menjadi pilihan. Akibatnya bisa kita ketahui bersama, sedikit dari milenial ini yang punya tabungan apalagi investasi untuk masa depan.
Sekali lagi saya tekankan, apa yang dilakukan oleh milenial atau banyak orang ini sebenarnya tidak salah, asal ADA UANGNYA dan kalian sudah punya TABUNGAN dan INVESTASI. Kalau tidak punya, yaaaaa balik lagi nabung dan investasi dulu yuk.
Buat anggaran bulanan yang baik dan benar. Tahu tidak kebutuhan anda beli rumah, menikah dan lain sebagainya nanti akan jadi berapa? Buat perhitungan perencanaan keuangan juga. (Detik.com)
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